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Online Applications >> VISA Application

Loan Application | VISA Check Card

VISA PLATINUM  CREDIT CARD APPLICATION

 

First Catholic Federal Credit Union

9300 Cooper Street  Taylor, MI 48180  (313) 291-7060  FAX (313) 291-7816

INTEREST RATES AND OTHER CHARGES

   

ANNUAL PERCENTAGE RATE
 (APR) for Purchases

9.9% to 17.9%, based on your creditworthiness.
This APR will vary with the market based on the Prime Rate.

APRs for Balance
Transfers 
   

9.9% to 17.9% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Cash
Advances

11.9% to 17.9%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

How to Avoid
Paying Interest on
Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Minimun
Interest Charge

None.

For Credit Card
Tips from the
Federal Reserve Board

To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard

 
 FEES

Set-up and
Maintenance Fees

  • Annual Membership
    Fee

 None

Transaction Fees

  • Foreign Transaction

 1% of each foreign purchase transaction in U.S. dollars

Penalty Fees

  • Late Payment
  • Returned Payment Charge
  • Over-the-Credit Limit



 $27

$27 per item

None

Other Fees

  • Card Replacement
  • Document Copy
  • Rush



$15

$3

$25 

How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”

The information about the cards described in the above disclosures was accurate as of 02-22-10. The information may have changed after that date. To find out what may have changed, write us at 9300 Cooper, Taylor, MI 48180, or call us at 313-291-7060 or toll free at 877-291-7060.

 
I accept the terms above, and wish to apply online


First Catholic Federal Credit Union
9300 Cooper
Taylor, Michigan 48180
313.291.7060
Fax: 313.291.7816
info@firstcatholic.org